I am a Small Business Lender specializing in the following:
- Commercial Real Estate Loans (purchases & refinances, owner/user & investment properties)
- Business Equity Lines of Credit
- Business Operating Lines of Credit
- Equipment Loans & Leases
- SBA Loans (504, 7a & SBA Express)
- Practice Finance Loans (practice purchases, start ups, refinances and partner buy ins for dental, optomotry and veterinarian practices)
My Story :
I am currently going on my 5th year with U.S. Bank. I was given the opportunity to work hands on in every position of the retail branch before advancing to Branch Manager of the U.S. Bank Orenco Station Branch in Hillsboro, OR. It was in this high growth area concentrated with businesses in the manufacturing and hi-tech industries that I first found my true passion. Building relationships and being an advocate for Small Businesses in my community.
Naturally I progressed into a new position a little over a year later where I now have the opportunity to spend all of my time working with Business owners to help make their Commercial Real Estate and other credit needs a reality. I have since worked from office locations in SE Portland off of Woodstock Blvd and now out of our newest Branch addition in West Linn.
I share this story because I truly believe that all Commercial Loan Officers ultimately do the same thing and provide similar products or services. What truly differentiates one from another is the relationship built and the experience provided. These relationships are built on the same fundamentals as any other,
Trust, Communication, Honesty and Belief.
I pride myself on being my clients biggest advocate and allow my passion for Small Business to become a passion for the success of my clients.
I wonder how I get rid of all this junk.
I bet it would be nice to be able to use your garage for the car.
Cleaning out that attic would sure bring back memories going through that stuff.
I know a guy who will pull all that junk out of your basement so you don’t have to.
I called my Insurance Agent last Tuesday and he hasn’t called me back.
This is an awesome (restaurant/store/business). Who handles your insurance?
I love your home. I just did a review on my policy and found out I was underinsured. Have you checked your policy?
Are you still relying on Yellow pages to attract new business?
Does it feel like your web site is hidden from the world?
Does it seem like the internet is a complete waste of time and money?
Did you know the new Chevy Cruz gets up to 40 mpg?
If you could replace your present car right now, what would you buy?
Have you ever wondered what would the first step would be in finding a new location for your business? How about the second, third and fourth?
I can’t believe how dry my skin is right now.
My hands are sore and dry, even when I keep putting lotion on.
I heard that your skin ages 7 days every night you go to bed without washing your face.
Do you deal with someone different every time you place a printing order?
Does your Printer know you as a person and a customer?
Is your printing job delivered on time?
Is your print quality satisfactory?
Gift baskets, corporate gifts, anniversary, birthdays…anything where a special attention grabber will set you apart and make you memorable.
My (Relative) is having a birthday and I have no idea what to get him/her.
I would like to find a different way to attract new customers.
I have a couple of Clients I want to thank for their business.
Your place looks great! How do you ever find the time to clean? Our place is a mess. We are just never home with time to clean.
My parents need our help, but it’s hard to find the time to do much for them. Do you know what I mean.
You must love to clean. Your place always looks so nice
I think my children are getting too old for hair cuts.
The color of my hair does not look like the color in the bottle.
I can’t believe my hair dresser is retiring after all these years.
Did you know that cleaning your carpet usually costs less than a major grocery shopping trip, when my carpet cleaner is called into most homes.
Yes, you think you need to replace your carpets, but you would really be surprised how much better they can look right now until you can afford to replace them.
Are you replacing your carpet because you want to or think you have to?
Everyone is talking about the Fiscal Cliff. Do you think that will happen?
My biggest concern is that I will outlive my money.
Certification: NMLS #116995, MLO #116995
Are you throwing money away on rent?
Do you want to buy, but don’t think you can afford the down payment?
Phone (Beaverton • Hillsboro • Tigard): 503-621-9730
Phone (Lake Oswego • West Linn • Wilsonville): 503-636-0516
Certification: CCB #173091
Boy, with the bad economy and falling home prices, a lot of folks are renting their homes out.
Have you heard all the commercials about carbon monoxide alarms?
Does your small business staff a maintenance guy?
I just got a new computer and I wish there were an easy way to transfer all of my data and programs from my old one.
For some reason, my wireless printer won’t work on my network.
Unwanted messages are popping up on my once-fast computer and I think it might be infected!
Jim’s a Board Certified Master Arborist and Certified Tree Risk Assessor. Estimates are free, and Emerald Tree can help with pruning small trees or the biggest fir in Portland, city codes and reports, removals, and plantings.
I love the (Spring/Summer/Fall) because the trees are in bloom, don’t you?
I can’t believe how fast the trees grow in Oregon.
I was noticing there are some dead branches in my tree which are larger than my wrist.
Have you ever seen an arborist at work? They swing from the trees while they are surgically removing dead and unsightly limbs, or the branches that hang over roofs causing moss.
Did you hear about the guy who put a chainsaw into his leg?
My tree guy has been grinning with the extra work from the wind.
Have you “U-tubed” James, the Narcoleptic Tree Cutter?
I am not sleeping well.
I am tired all of the time.
My ______________ (appliance) is making funny noises.
It takes forever for my clothes to dry.
I am cooking Thanksgiving/Christmas dinner this year. I hate having to get up at the crack of dawn to get the Turkey on.
I have a bad smell at my house I just can’t figure out.
My toilet does not flush correctly every time.
I called a plumber and their prices were “very high.”
Certification: CCB #62252, OCHI #117
I have a friend who is buying a new construction home and they didn’t know they should have it inspected.
We had a contractor out for an evaluation of some repairs our house needs and it really totaled up to more than we were planning on. Do you think we should get a second opinion?
We own a rental house. We had it inspected and what peace of mind to know it is in good shape and what things we need to fix to save thousands.
We had a home inspector out to check out our house since he does not do repairs. I like the independence from an inspector since they don’t do the repairs.
Isn’t it crazy how fast business rules change on us all of the time.
Isn’t it crazy how many strategies can be used to help measure the success of your business.
Doesn’t all of that accounting paperwork clutter your brain and need to be organized for you.
I’ve heard recently that Payroll can actually be “sexy”!
Geez! My paycheck was totally messed up this week.
My employers payroll company was 2 days late this month.
I am an Office Manager for a small business with a passion to build a major company. I primarily concentrate my days on networking, customer service, employment, as well as new business. I have a history as an addiction counselor with an original goal for social work. I have direct experience counseling parolees in a residential treatment facility environment, and continue that work in the office I currently run by hiring those in rehabilitation programs. Others would say I have a proven ability to quickly establish excellent working relationships with my customers and employees. And I have been recognized by my colleagues for creative problem-solving skills and astute contributions to business development.
Certification: CCB #169414
I need a new Roof…
How do I know who to trust?
I don’t know anything about roofing so is price my only factor?
I have heard horror stories about contractors. Where do I go to find out who’s who?
Can you believe the bad accident _________ was in? He’ll certainly need a good attorney.
Trying to settle this claim with the insurance company is a lot harder than I thought it would be. I wish I knew an attorney that could help me with this.